Property Address
Subject property
Purchase
Loan & acquisition costs
$
USD
$
%
yrs
$
Monthly P&I
$1,773.66
Monthly P+I+T+I
$2,203.66
Operating Expenses
Monthly unless noted
$
$
$
$
$
%
%
%
Income
Rent & ancillary
$
$
%
Monthly Cash Flow
Negative-$100.36
-$1,204 / year
Income
$2,565
effective / mo
Expenses
$2,665
incl. mortgage
Cap Rate
6.18%
NOI ÷ price
Cash-on-Cash
-1.61%
Annual CF ÷ cash in
NOI
$20,080
annual
ROI (Year 1)
1.76%
CF + principal paydown
Monthly cost breakdown
$2,665- Mortgage (P&I)$1,774
- Property Taxes$320
- Insurance$110
- HOA$0
- PMI$0
- Property Management$205
- Maintenance$128
- CapEx Reserve$128
- Utilities$0
Gross income$2,700
Vacancy loss− $135
Effective income$2,565
Investment basis
Down payment$65,000
Closing fees$9,750
Total cash invested$74,750
Loan principal (yr 1)$2,516
Monthly P&I$1,773.66
Monthly P+I+T+I$2,203.66